| •Rental, utility, phone, and other recurring payments that aren't reported to other credit bureaus are documented and verified. Payment history on "non-traditional" trade lines is formatted similarly to traditional credit lines and allows for customized approval criteria based on: |
| •Type of accounts (rent, utility, phone, etc.) |
| •Number of accounts. |
| •Credit risk factors. |
| •Length of payment history. |
| •Size of payments. |
| •Timeliness of payment. |
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