

| What you get: | How it helps: |
| Business background information. | Decide whether to do business with a company. |
| Comprehensive financial information. | Assess business risk of extending terms and credit levels.Assess business risk of extending terms and credit levels. |
| Credit risk factors. | Avoid surprises from current customers when you review them for credit increases. |
| Uniform Commercial Code (UCC) filings. | Know what to expect based on an account's historical business practices. |
| Past liens, judgments, business registrations and bankruptcies. | Quickly determine whether you can confidently make a credit decision concerning a new customer or if further investigation is needed. |
| You can discover in advance: | Determine your credit position relative to other creditor positions that may already be in place. |
| The status of prospective customers' payment practices. | Notifications about changes to suppliers' or customers' business credit reports. |
| Existing clients' business conditions. | What your competitors are doing. |
| Suppliers' historical relationships with others. | Other financially pertinent details. |