FILE # |
610418 |
FNMA # 610418 |
PREPARED FOR |
ABC MORTGAGE TEST - TESTML |
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1124 BRISTOL STREET |
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COSTA MESA, CA 92626 |
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DATE COMPLETED |
10/3/2008 |
RQD' BY |
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DATE ORDERED |
10/3/2008 |
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REPOSITORIES |
EF |
PRPD' BY |
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PRICE |
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LOAN TYPE |
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REF. # |
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APPLICANT |
ALACOMMON, ROSA |
SOC SEC # |
065-30-7057 |
DOB |
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MARITAL STATUS |
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CO-APPLICANT |
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SOC SEC # |
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DOB |
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DEPENDENTS |
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CURRENT ADDRESS |
9 GLENN, FANTASY ISLAND, IL 60750 |
LENGTH |
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PREVIOUS ADDRESS |
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LENGTH |
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SCORE MODELS |
EQUIFAX/FACTA BEACON 5.0 - ROSA ALACOMMON - 065307057
SCORE: 673
00014 - LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
00010 - PROPORTION OF BALANCES TO CREDIT LIMITS IS TOO HIGH ON BANK REVOLVING OR OTHER REVOLVING ACCOUNTS
00005 - TOO MANY ACCOUNTS WITH BALANCES
00008 - TOO MANY INQUIRIES LAST 12 MONTHS |
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PUBLIC RECORDS |
*** NONE *** |
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REAL ESTATE ACCOUNTS |
*** NONE *** |
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NON-DEROGATORY ACCOUNTS |
E
C
O
A |
W
H
O
S
E |
CREDITOR |
DATE
REPORTED |
DATE OPENED |
HIGH CREDIT OR LIMIT |
BALANCE |
PAST
DUE |
MO
REV |
30 |
60 |
90+ |
STATUS |
DLA |
ACCT TYPE |
TERMS |
SOURCE |
|
. |
A |
B |
CITI |
06/07 |
05/07
06/07 |
$3100
REV |
$1471
$20 |
$0 |
01 |
0 |
0 |
0 |
AS AGREED
EF |
. |
B |
B |
MACY'S |
07/07 |
03/07
07/07 |
$100
REV |
$60
$5 |
$0 |
03 |
0 |
0 |
0 |
AS AGREED
EF |
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CHARGE |
. |
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DEROGATORY ACCOUNTS |
*** NONE *** |
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OTHER CREDIT HISTORY |
*** NONE *** |
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TRADE SUMMARY |
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# |
BALANCE |
HIGH CREDIT |
PAYMENTS |
PAST DUE |
MORTGAGE |
0 |
0 |
0 |
0 |
0 |
AUTO |
0 |
0 |
0 |
0 |
0 |
EDUCATION |
0 |
0 |
0 |
0 |
0 |
OTHER INSTALLMENT |
0 |
0 |
0 |
0 |
0 |
OPEN |
0 |
0 |
0 |
0 |
0 |
REVOLVING |
2 |
1531 |
3200 |
25 |
0 |
OTHER |
0 |
0 |
0 |
0 |
0 |
TOTAL |
2 |
1531 |
3200 |
25 |
0 |
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SECURED DEBT |
0 |
OLDEST TRADELINE |
03/07 |
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UNSECURED DEBT |
1531 |
DEBT/HIGH CREDIT |
48% |
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DEROGATORY SUMMARY |
CHARGE OFFS: |
0 |
30 DAYS: |
0 |
INQUIRIES: |
0 |
COLLECTIONS: |
0 |
60 DAYS: |
0 |
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BANKRUPTCY: |
0 |
90 DAYS: |
0 |
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PUBLIC RECORDS: |
0 |
OTHER: |
0 |
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INQUIRIES (LAST 90 DAYS) |
*** NONE *** |
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SOURCE OF INFORMATION |
1 |
TRANSUNION - PULLED ON: 10/03/08 |
2 |
EXPERIAN - PULLED ON: 10/03/08 |
3 |
EQUIFAX - PULLED ON: 10/03/08 - INFILE DATE: 04/03/08 |
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NM: ROSA ALACOMMON DOB: 12/27/84
SS: 065307057
AD: 9 GLENN PL, FANTASY ISLAND, IL 60751
EM: LQIRUPDWLRQ EXLOGHUV// |
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REMARKS |
EQUIFAX OFAC ALERT: NOTHING TO REPORT
NO MATCH FOUND IN CDC'S OFAC DATABASE. |
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CREDITORS |
CITI |
P.O. BOX 6500, SIOUX FALLS SD 57117-6500 |
MAIL ONLY |
MACY'S |
PO BOX 8122, MASON OH 45040 |
800-243-6552 |
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SAFE SCAN |
*** SAFESCAN ***
065307057
SOCIAL SECURITY NUMBER IS ISSUED TO PERSON WHO HAS BEEN REPORTED DECEASED.
SSN ISSUED IN 1953, STATE: NY.
SSN REPORTED DECEASED IN 1998, STATE: NJ. |
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MISCELLANEOUS INFORMATION |
Instant View Password: AE-9E72B4 |
To verify the authenticity of this credit report, please visit https://premium.meridianlink.com and click on the Instant View link. Enter report number 610418 and password AE-9E72B4 to view the report. For any inquiries regarding this report or services provided by PREMIUM CREDIT BUREAU please contact us at 305-468-1560. |
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*** END OF REPORT 4/3/2008 4:30:46 PM ***
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ECOA KEY: B=BORROWER; C=CO-BORROWER; J=JOINT; U=UNDESIGNATED; A=AUTHORIZED USER; P=PARTICIPANT; S=CO-SIGNER
PREMIUM CREDIT BUREAU: 9594 DORAL BOULEVARD #206, MIAMI, FL 33178 (P) 305-468-1560 (F) 305-468-1565 |
The information is furnished in response to an inquiry for the purpose of evaluating credit risks. It has been obtained from sources deemed reliable, the accuracy of which this organization does not guarantee. The inquirer has agreed to indemnify that reporting bureau for any damage arising from misuse of this information, and this report is furnished in reliance upon that indemnity. It must be held in strict confidence and complies with the provisions of Public Law 91-508, the Fair Credit Reporting Act. Reporting bureau certifies that all Residential Mortgage Credit Reports meet the standards prescribed by FNMA, FHMC, FHA, VA and the Farmers Home Administration. |