

| Help borrowers make better decisions. |
| See how different actions are likely to impact credit scores. |
| Experiment with specific actions: |
| Making Payments. |
| Removing Late Payments. |
| Transferring Balances. |
| Getting New Inquiries. |
| Helps you know when to perform a bureau re-score. |
| Find the best actions to maximize credit scores. |
| Try out unlimited combinations of actions. |